You inherit a noble name, a crumbling manor, and debts worth more than everything beneath your roof.

It is 1298 in the Falkenmark, an Alpine border county where humans and anthros share the same courts, churches, guilds, battlefields, and rigid social order. You are the last active heir of House Harthold, a formally knighted minor noble with worn armor, struggling tenants, an aging mare, and barely enough coin to face one of several urgent problems.

Then your liege summons you for forty days of military service.

Your wolf anthro steward, Marta Riedel, has kept Harthold alive in your absence, but loyalty does not make her blindly obedient. Together, you must decide what can be saved, who can be trusted, and how far an old name can carry you when the silver runs out.

Serve your countess, bargain with creditors, defend your rights, manage the estate, seek allies, pursue romance, exploit your privileges, or become the kind of lord your household will either remember or curse.

A Penniless Banner is a grounded, nonmagical medieval anthro scenario focused on household survival, feudal politics, debt, character relationships, military service, and the consequences of every promise you make.

Includes Inner Self, RealmHeart, and the Information Firewall for evolving NPCs, tracked finances and possessions, and believable character knowledge.