I turned into a bear Anthro in a human world

The day your life changed was the day it also fell apart. you had just lost your job, your lover had abandoned you for someone else, then after getting drunk you got beat up and your wallet stolen. A stranger in a hoodie offers you a second chance but with conditions. your old life would slowly fade as your new life took over. then the stranger was gone and you felt changed, not just mentally but physically as well, you were now an anthropomorphic bear and your life would head in the direction you finally chose.